{"id":1858,"date":"2023-09-04T19:49:07","date_gmt":"2023-09-04T10:49:07","guid":{"rendered":"https:\/\/newbpweekly.co.kr\/?p=1858"},"modified":"2023-09-04T19:49:07","modified_gmt":"2023-09-04T10:49:07","slug":"2022%eb%85%84-728%ec%96%b5-%ed%88%ac%ec%9e%90%ec%9c%a0%ec%b9%98-825%ea%b0%9c-%ec%9d%bc%ec%9e%90%eb%a6%ac-%ec%b0%bd%ec%b6%9c%ed%95%9c-%ec%84%9c%ec%9a%b8%ed%95%80%ed%85%8c%ed%81%ac%eb%9e%a9-%eb%af%b8","status":"publish","type":"post","link":"https:\/\/newbpweekly.co.kr\/?p=1858","title":{"rendered":"2022\ub144 728\uc5b5 \ud22c\uc790\uc720\uce58, 825\uac1c \uc77c\uc790\ub9ac \ucc3d\ucd9c\ud55c \uc11c\uc6b8\ud540\ud14c\ud06c\ub7a9, \ubbf8\ub798 \uc720\ub2c8\ucf58 \ucc3e\ub294\ub2e4"},"content":{"rendered":"<p>\uc11c\uc6b8\uc2dc\uac00 \uad6d\ub0b4 \ucd5c\ub300 \ud540\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5 \uc721\uc131\uae30\uad00\uc778 \u2018\uc11c\uc6b8\ud540\ud14c\ud06c\ub7a9\u2019\uc5d0\uc11c \uc790\uc0b0\uc6b4\uc601, \uae08\uc735\uc18c\ud504\ud2b8\uc6e8\uc5b4, \ud504\ub86d\ud14c\ud06c \ub4f1 \ud540\ud14c\ud06c \ud601\uc2e0 \uae30\uc220\uc744 \ubcf4\uc720\ud55c \uc785\uc8fc \uae30\uc5c5\uacfc \uba64\ubc84\uc2ed \uae30\uc5c5 32\uac1c\uc0ac\ub97c 10\uc6d4 1\uc77c(\uc77c)\uae4c\uc9c0 \ubaa8\uc9d1\ud55c\ub2e4.<\/p>\n<p>\u2460\uad6d\ub0b4 \uc785\uc8fc\uae30\uc5c5 \u2461\ud574\uc678 \uc785\uc8fc\uae30\uc5c5 \u2462\uba64\ubc84\uc2ed \uae30\uc5c5(\uad6d\ub0b4\u2027\uc678) 3\uac00\uc9c0 \ubd84 \uc57c\ub85c \ubaa8\uc9d1\ud55c\ub2e4. \uc785\uc8fc\u2024\uba64\ubc84\uc2ed \uae30\uc5c5\uc73c\ub85c \uc120\uc815\ub418\uba74, \uae30\uc5c5\ubcc4 \uc131\uc7a5\ub2e8\uacc4\uc5d0 \ub9de\ucdb0 \ub2e4\uc591\ud55c \uc561\uc140\ub7ec\ub808\uc774\ud305 \ud504\ub85c\uadf8\ub7a8 \uc9c0\uc6d0\uc744 \ubc1b\uac8c \ub41c\ub2e4. \ud574\uc678 \uc9c4\ucd9c\uacfc \ud22c\uc790\uc720\uce58 \uae30\ud68c\ub3c4 \uc81c\uacf5\ud55c\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p>\uae08\uc735\uc911\uc2ec\uc9c0 \u2018\uc5ec\uc758\ub3c4\u2019\uc5d0 \uc704\uce58\ud55c \uc11c\uc6b8\ud540\ud14c\ud06c\ub7a9\uc740 \ub514\uc9c0\ud138 \uae08\uc735 \ub300\uc804\ud658\uc5d0 \ub300\ube44\ud574 \uc11c\uc6b8\uc2dc\uac00 \uc870\uc131\ud55c \ucc3d\uc5c5\uc9c0\uc6d0\uc2dc\uc124\ub85c, \ud604\uc7ac \uad6d\ub0b4 94\uac1c \uc0ac, \ud574\uc678 6\uac1c \uc0ac \ub4f1 \ucd1d 100\uac1c(\uba64\ubc84\uc2ed \uae30\uc5c5 21\uac1c\uc0ac \ud3ec\ud568)\uc758 \ud540\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5\uc774 \uc785\uc8fc\ud574 \uc788\ub2e4. \uc791\ub144 \ud55c \ud574 \ub3d9\uc548 1,592\uc5b5\uc6d0 \ub9e4\ucd9c\uc561, 728\uc5b5\uc6d0 \ud22c\uc790\uc720\uce58 \ub2ec\uc131, 825\uac1c\uc758 \uc2e0\uaddc \uc77c\uc790\ub9ac \ucc3d\ucd9c \uc131\uacfc\ub97c \uac70\ub480\ub2e4.<\/p>\n<p>2018\ub144 4\uc6d4 \ucd5c\ucd08 \uac1c\uad00\ud55c \uc774\ud6c4 \ud604\uc7ac\uae4c\uc9c0 220\uc5ec\uac1c \uae30\uc5c5\uc744 \uc9c0\uc6d0, \uc721\uc131\ud588\ub2e4. \uac1c\uad00 \uc774\ud6c4 2022\ub144\uae4c\uc9c0 \uc785\uc8fc\uae30\uc5c5 \ucd1d \ub204\uc801 \ub9e4\ucd9c\uc561\uc740 3,800\uc5b5\uc6d0, \ud22c\uc790\uc720\uce58 2,747\uc5b5\uc6d0, \uc2e0\uaddc \uc77c\uc790\ub9ac 2,579\uac1c\ub97c \ucc3d\ucd9c\ud588\ub2e4.<\/p>\n<p>\uc11c\uc6b8\ud540\ud14c\ud06c\ub7a9\uc740 \uac01\uc885 \uae08\uc735\uae30\uad00\ub4e4\uc774 \uc9d1\uc801\ud55c \uc5ec\uc758\ub3c4\uc5d0 \uc704\uce58\ud55c \uc704\uc6cc\ud06c \uc5ec\uc758\ub3c4\uc5ed\uc810 6\uac1c\uce35(4\u00b75\u00b76\u00b78\u00b717\u00b719)\uc5d0 \uc5f0\uba74\uc801 11,673\u33a1 \uaddc\ubaa8\ub85c \uc6b4\uc601 \uc911\uc774\ub2e4.<\/p>\n<table>\n<tbody>\n<tr>\n<td>&nbsp;<\/td>\n<td><b>\ub9e4\ucd9c\uc561<\/b><\/td>\n<td><b>\ud22c\uc790\uc720\uce58<\/b><\/td>\n<td><b>\uc77c\uc790\ub9ac \ucc3d\ucd9c<\/b><\/td>\n<\/tr>\n<tr>\n<td>2021<\/td>\n<td>1,199\uc5b5\uc6d0<\/td>\n<td>1,043\uc5b5\uc6d0<\/td>\n<td>843\uac1c<\/td>\n<\/tr>\n<tr>\n<td>2022<\/td>\n<td>1,592\uc5b5\uc6d0<\/td>\n<td>728\uc5b5\uc6d0<\/td>\n<td>825\uac1c<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p>\uc9c0\uc6d0 \ub300\uc0c1\uc740 \ud540\ud14c\ud06c \ubd84\uc57c(\uae08\uc735\uc774\ub098 \uc815\ubcf4\ud1b5\uc2e0\uae30\uc220\uc774 \uc735\ud569\ud558\uc5ec \ud540\ud14c\ud06c \uc0b0\uc5c5\uc73c\ub85c \uc778\uc815\ub418\ub294 \uc0ac\uc5c5 \uc601\uc5ed)\ub85c \u25b2\uc790\uae08\uc870\ub2ec \u25b2\uc790\uae08\uac70\ub798 \u25b2\uc790\uc0b0\uc6b4\uc6a9 \u25b2\uae08\uc735S\/W \u25b2\uae08\uc735\ubcf4\uc548 \u25b2\uae08\uc735\ub370\uc774\ud130 \ubd84\uc11d\u2219\uad00\ub9ac \u25b2\ub808\uadf8\ud14c\ud06c(Reg-tech) \u25b2\uc778\uc288\uc5b4\ud14c\ud06c(Insure-tech) \u25b2\ud504\ub86d\ud14c\ud06c(Prop-tech) \u25b2\ubaa8\ubc14\uc77c\uae08\uc735 \u25b2\ube14\ub85d\uccb4\uc778 \uae30\ubc18 \uae08\uc735 \ub4f1 \uae30\uc220\uc735\ud569 \uc11c\ube44\uc2a4 \uc804 \ubd84\uc57c\uc5d0\uc11c \ud601\uc2e0\uc801\uc778 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378, \uc544\uc774\ud15c\uc744 \ubcf4\uc720\ud55c \uad6d\ub0b4\u2027\uc678 \ucc3d\uc5c5\uae30\uc5c5\uc73c\ub85c, \ud22c\uc790\uc720\uce58 \ubc0f \uace0\uc6a9\ud604\ud669 \ub4f1\uc758 \uae30\uc900\uc774 \ucda9\uc871\ub418\uba74 \ub204\uad6c\ub098 \uc9c0\uc6d0\ud560 \uc218 \uc788\ub2e4.<\/p>\n<p>\u25cb \uc785\uc8fc \uae30\uc5c5(\uad6d\ub0b4)<\/p>\n<p>\uacf5\uace0\uc77c \uae30\uc900 \ucc3d\uc5c5 7\ub144 \uc774\ub0b4 \uad6d\ub0b4 \ud540\ud14c\ud06c \uae30\uc5c5\uc73c\ub85c, \uc785\uc8fc \ud6c4 3\uac1c\uc6d4 \uc774\ub0b4 \uc0ac\uc5c5\uc7a5 \uc8fc\uc18c\uc9c0 \ub4f1\ub85d\u2219\uc774\uc804\uc774 \uac00\ub2a5\ud558\uba70 \ub2e4\uc74c\uc758 \u2460~\u2462 \uc911 1\uac1c \uc774\uc0c1 \ucda9\uc871 \uae30\uc5c5<\/p>\n<p>\u24db \ud22c\uc790 \uc720\uce58\uc561 1\uc5b5 \uc6d0 \uc774\uc0c1(\ubc95\uc778 \uc124\ub9bd \uc774\ud6c4 \ub204\uc801 \ud22c\uc790 \uc720\uce58\uc561)<\/p>\n<p>\u2461 \ub9e4\ucd9c 1\uc5b5 \uc6d0 \uc774\uc0c1(\ucd5c\uadfc 3\ub144\uac04 \ub204\uc801 \ub9e4\ucd9c\uc561)<\/p>\n<p>\u2462 \uc9c1\uc6d0 5\uc778 \uc774\uc0c1(4\ub300 \ubcf4\ud5d8 \uc0ac\uc5c5\uc7a5 \uac00\uc785\uc790 \uba85\ubd80 \uae30\uc900)<\/p>\n<p>\u25cb \uc785\uc8fc \uae30\uc5c5(\ud574\uc678)<br \/>\n\ub2e4\uc74c\uc758 \u2460~\u2462 \ubaa8\ub450\ub97c \ucda9\uc871\ud558\ub294 \uae30\uc5c5<\/p>\n<p>\u24db \uacf5\uace0\uc77c \uae30\uc900 \ud574\uc678\uc5d0 \ubc95\uc778 \uc124\ub9bd\uc774 \uc644\ub8cc\ub41c \uae30\uc5c5<\/p>\n<p>\u2461 \uc544\uc2dc\uc544 \ud639\uc740 \ud55c\uad6d\uc5d0\uc11c\uc758 \uc0ac\uc5c5 \ud655\uc7a5\uc744 \uc6d0\ud558\ub294 \ud540\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5<\/p>\n<p>\u2462 \uc785\uc8fc \ud6c4 6\uac1c\uc6d4 \ub0b4 \uad6d\ub0b4 \uc0ac\uc5c5\uc790 \ub4f1\ub85d\uc774 \uac00\ub2a5\ud55c \uae30\uc5c5<\/p>\n<p>\u25cb \uba64\ubc84\uc2ed\uae30\uc5c5(\uad6d\ub0b4\/\ud574\uc678)<\/p>\n<p>\u24db \uacf5\uace0\uc77c \uae30\uc900 \ucc3d\uc5c5 7\ub144 \uc774\ub0b4 \uad6d\ub0b4\uc678 \ud540\ud14c\ud06c \uae30\uc5c5<\/p>\n<p>&nbsp;<\/p>\n<p>\uc120\ubc1c\ub41c \uc785\uc8fc \uae30\uc5c5(\uad6d\ub0b4\/\ud574\uc678) \ubc0f \uba64\ubc84\uc2ed \uae30\uc5c5(\uad6d\ub0b4\/\ud574\uc678)\uc5d0\uac8c\ub294 \u25b2 \uc800\ub834\ud55c \uc0ac\uc6a9\ub8cc\uc758 \uc0ac\ubb34 \uacf5\uac04\uc774 \uc81c\uacf5\ub418\uace0 \u25b2 \uac1c\ubcc4 \uae30\uc5c5 \uc131\uc7a5\ub2e8\uacc4\uc5d0 \ub530\ub978 \uc0ac\uc5c5\ud654, \ud22c\uc790, \ub9c8\ucf00\ud305, \uae30\uc220\uac1c\ubc1c, \ubc95\ub960\u00b7\ud2b9\ud5c8, \ud64d\ubcf4 \ub4f1 \ud540\ud14c\ud06c \uc804\ubb38 \uc2a4\ud0c0\ud2b8\uc5c5 \uc778\ud050\ubca0\uc774\ud305 \ud504\ub85c\uadf8\ub7a8\uc774 \uc9c0\uc6d0\ub41c\ub2e4. \u25b2 \ub300\uae30\uc5c5\u318d\uae08\uc735\uc0ac\uc640 \uc5f0\uacc4\ud574 \ud22c\uc790\uc720\uce58\uc640 \ud574\uc678 \uc9c4\ucd9c, \uac1c\ubc29\ud615 \ud601\uc2e0(\uc624\ud508\uc774\ub178\ubca0\uc774\uc158) \ub4f1\ub3c4 \uc9c0\uc6d0\ud55c\ub2e4.<\/p>\n<p>\uad6d\ub0b4\uc678 \ub300\uae30\uc5c5\u318d\uae08\uc735\uc0ac\uc640 \uc5f0\uacc4\ud55c \uae30\uc5c5\uc124\uba85\ud68c(IR), \ud574\uc678 \ucee8\ud37c\ub7f0\uc2a4\u2219\uc804\uc2dc\ud68c \ucc38\uac00 \uc9c0\uc6d0 \ub4f1 \ud574\uc678 \uc9c4\ucd9c \uc9c0\uc6d0 \ud504\ub85c\uadf8\ub7a8\uc5d0\ub3c4 \ucc38\uc5ec\ud558\uc5ec \uae00\ub85c\ubc8c \uc2dc\uc7a5 \uc9c4\ucd9c\uc744 \uc704\ud55c \ub124\ud2b8\uc6cc\ud06c\ub3c4 \uad6c\ucd95\ud560 \uc218 \uc788\ub2e4.<\/p>\n<p>\uc11c\uc6b8\ud540\ud14c\ud06c\ub7a9 \uc785\uc8fc \uae30\uc5c5(\uad6d\ub0b4\/\ud574\uc678)\uc740 \ub3c5\ub9bd \uc0ac\ubb34 \uacf5\uac04\uc774 \uc81c\uacf5\ub41c\ub2e4. \uacc4\uc57d\uc740 1\ub144 \ub2e8\uc704\uc774\uba70, 1\ub144\ub9c8\ub2e4 \uc5f0\uc7a5\ud3c9\uac00\ub97c \uac70\uccd0 \ucd5c\ub300 3\ub144\uac04 \uc785\uc8fc(2\ud68c \uc5f0\uc7a5)\ud560 \uc218 \uc788\ub2e4.<\/p>\n<p>\uba64\ubc84\uc2ed \uae30\uc5c5(\uad6d\ub0b4\/\ud574\uc678)\uc758 \uacf5\uc720 \uc0ac\ubb34 \uacf5\uac04\uc5d0 \uae30\uc5c5 \ub2f9 \ucd5c\ub300 2\uc778 \uc88c\uc11d\uc758 \uac1c\ubc29\ud615 \uc0ac\ubb34\uacf5\uac04\uc774 \uc81c\uacf5\ub41c\ub2e4. \uacc4\uc57d\uc740 6\uac1c\uc6d4 \ub2e8\uc704\uc774\uba70, \ucd5c\ub300 1\ub144(1\ud68c \uc5f0\uc7a5)\uae4c\uc9c0 \uc81c\uacf5\ub41c\ub2e4. \uc11c\uc6b8\ud540\ud14c\ud06c\ub7a9\uc758 \ubaa8\ub4e0 \ud504\ub85c\uadf8\ub7a8\uc5d0 \ucc38\uc5ec\ud560 \uc218 \uc788\uc73c\uba70 \ucc28\ud6c4 \uc785\uc8fc \uae30\uc5c5\uc73c\ub85c \uc9c0\uc6d0 \uc2dc \uac00\uc0b0\uc810\uc774 \ubd80\uacfc\ub41c\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p>\ud55c\ud3b8, \uc11c\uc6b8\ud540\ud14c\ud06c\ub7a9\uc740 \uc785\uc8fc\uc640 \uc9c0\uc6d0 \ud504\ub85c\uadf8\ub7a8 \ub4f1\uc5d0 \ub300\ud55c \uae30\uc5c5\uc758 \uad81\uae08\uc99d\uc744 \ud574\uc18c\ud558\uace0 \ucda9\ubd84\ud55c \uc815\ubcf4\ub97c \uc81c\uacf5\ud558\uae30 \uc704\ud574 9\uc6d4 20\uc77c(\uc218) \uc624\ud6c4 3\uc2dc\ubd80\ud130 \uc0ac\uc804 \uc2e0\uccad\uc790\ub97c \ub300\uc0c1\uc73c\ub85c \uc9c0\uc6d0 \uc808\ucc28\uc640 \uc77c\uc815 \ub4f1\uc5d0 \ub300\ud55c \u2018\uc628\ub77c\uc778 \uc0ac\uc804\uc124\uba85\ud68c\u2019\ub97c \uc9c4\ud589\ud55c\ub2e4. \uc11c\uc6b8\ud540\ud14c\ud06c\ub7a9 \ud648\ud398\uc774\uc9c0(<a href=\"http:\/\/www.seoulfintechlab.kr\">www.seoulfintechlab.kr<\/a>) \uacf5\uace0\ub97c \ud1b5\ud574 \uc2e0\uccad\ud560 \uc218 \uc788\ub2e4.<\/p>\n<p>\uc785\uc8fc\ub97c \ud76c\ub9dd\ud558\ub294 \ucc3d\uc5c5\uae30\uc5c5\uc740 \uc11c\uc6b8\ud540\ud14c\ud06c\ub7a9 \ud648\ud398\uc774\uc9c0 \uacf5\uc9c0\uc0ac\ud56d(<a href=\"http:\/\/www.seoulfintechlab.kr)\">www.seoulfintechlab.kr)<\/a>\uc744 \ud1b5\ud574 \uc628\ub77c\uc778\uc73c\ub85c \uc811\uc218\ud558\uba74 \ub41c\ub2e4.<\/p>\n<p>\uc785\uc8fc \uae30\uc5c5(\uad6d\ub0b4\/\ud574\uc678)\uc740 1\ucc28 \uc11c\uba74\ud3c9\uac00(\uc0ac\uc5c5\ubaa8\ub378\u00b7\uc5ed\ub7c9)\uc640 2\ucc28 \ub300\uba74\ud3c9\uac00\ub97c \uc9c4\ud589\ud558\uace0, \uba64\ubc84\uc2ed \uae30\uc5c5\uc740 \uc11c\uba74\ud3c9\uac00\ub9cc \uc9c4\ud589\ud558\uc5ec \ucd5c\uc885 \uae30\uc5c5\uc744 \uc120\uc815\ud558\uba70, \uacb0\uacfc\ub294 10\uc6d4 20\uc77c(\uae08) \uc774\uba54\uc77c\ub85c \uac1c\ubcc4 \uc548\ub0b4\ud55c\ub2e4.<\/p>\n<p>\uc120\ubc1c \uc77c\uc815(\uc548)\uc740 \u25b3 10\uc6d4 10~11\uc77c \uc785\uc8fc\u2024\uba64\ubc84\uc2ed\uae30\uc5c5 \uc11c\uba74\ud3c9\uac00 \u25b3 10\uc6d4 17~18\uc77c \uc785\uc8fc\uae30\uc5c5 \ub300\uba74\ud3c9\uac00 \u25b3 10\uc6d4 20\uc77c~11\uc6d4 1\uc77c \ud569\uaca9\uc790 \ud1b5\ubcf4 \ubc0f \uc11c\ub958\uc81c\ucd9c \u25b3 11\uc6d4 1\uc77c \uc785\uc8fc \uacc4\uc57d \ud611\uc57d\uccb4\uacb0\uacfc \uc785\uc8fc \uc124\uba85\ud68c \uc21c\uc73c\ub85c \uc9c4\ud589\ub41c\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p>\uae40\ud0dc\uade0 \uc11c\uc6b8\uc2dc \uacbd\uc81c\uc815\ucc45\uc2e4\uc7a5\uc740 \u201c\ud540\ud14c\ud06c\ub294 \uae08\uc735\uc0b0\uc5c5\uc758 \ud575\uc2ec \uae30\uc220\uc774\uc790, \uc6b0\ub9ac \uc77c\uc0c1\uc0dd\ud65c\uc758 \ud544\uc218 \uae30\ub2a5\uc73c\ub85c \uc790\ub9ac \uc7a1\uc558\ub2e4.\u201d\uba70, \u201c\uc11c\uc6b8\ud540\ud14c\ud06c\ub7a9\uc5d0\uc11c \ub514\uc9c0\ud138 \uae08\uc735\uc0b0\uc5c5\uc758 \uacbd\uc7c1\ub825\uc778 \ud540\ud14c\ud06c \ubd84\uc57c\uc758 \uc6b0\uc218\ud55c \uae30\uc5c5\ub4e4\uc774 \uc138\uacc4\uae08\uc735\uc2dc\uc7a5\uc744 \uc120\ub3c4\ud560 \uc720\ub2c8\ucf58 \uae30\uc5c5\uc73c\ub85c \uc131\uc7a5\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\uc744 \uc544\ub07c\uc9c0 \uc54a\uaca0\ub2e4\u201d\uace0 \ub9d0\ud588\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc11c\uc6b8\uc2dc\uac00 \uad6d\ub0b4 \ucd5c\ub300 \ud540\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5 \uc721\uc131\uae30\uad00\uc778 \u2018\uc11c\uc6b8\ud540\ud14c\ud06c\ub7a9\u2019\uc5d0\uc11c \uc790\uc0b0\uc6b4\uc601, \uae08\uc735\uc18c\ud504\ud2b8\uc6e8\uc5b4, \ud504\ub86d\ud14c\ud06c \ub4f1 \ud540\ud14c\ud06c \ud601\uc2e0 \uae30\uc220\uc744 \ubcf4\uc720\ud55c \uc785\uc8fc \uae30\uc5c5\uacfc \uba64\ubc84\uc2ed \uae30\uc5c5 32\uac1c\uc0ac\ub97c 10\uc6d4 1\uc77c(\uc77c)\uae4c\uc9c0 \ubaa8\uc9d1\ud55c\ub2e4. \u2460\uad6d\ub0b4 \uc785\uc8fc\uae30\uc5c5 \u2461\ud574\uc678 \uc785\uc8fc\uae30\uc5c5 \u2462\uba64\ubc84\uc2ed \uae30\uc5c5(\uad6d\ub0b4\u2027\uc678) 3\uac00\uc9c0 \ubd84 \uc57c\ub85c \ubaa8\uc9d1\ud55c\ub2e4. \uc785\uc8fc\u2024\uba64\ubc84\uc2ed \uae30\uc5c5\uc73c\ub85c \uc120\uc815\ub418\uba74, \uae30\uc5c5\ubcc4 \uc131\uc7a5\ub2e8\uacc4\uc5d0 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